The Silent 'b' Must Be There To Make It A Four Letter Word

Hooray, someone says something sensible about debt, the use of credit cards in particular with reference to cars (surely the source of some of the worst examples of debt, paying later for something that's started depreciating the moment you turn the key) .

Here at the PMC we're seriously getting rid of our 10 year old car and not replacing it at all, in part because it's not used very much, and just taking the equivalent amount of money per month (including depreciation costs, plus also the faffing around time changing tyres, doing this that and the other, which you can't put a price on) and using that as the budget for taxis and car rental.

Anyway Seth puts it better.